20 Cogs – Is It Worth It?

20 cogs is it worth it

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Our time is precious. That’s why when a new money-making opportunity presents itself, we want to know whether it’s going to be worth our while. I’ve done survey apps, and I’ve completed free trials. But what about 20 cogs – Is it worth it? Read on to find out.

How Much Money Can You Realistically Earn?

20cogs have an average payout of £200 and have paid over £1,800,000 to its users (as of January 2020). They’ve also got 4.5/5 stars on Trustpilot, so that instills confidence.

However, I’m always cynical until I’ve tried something for myself. I also understand that you can’t get something for nothing, and that you do need to spend some time on anything that’s a legitimate way to make money. I’m into my third week of trialling 20cogs, and you can read about my first week here.

One of my Instagram followers personally reported over £100. This would have been more, however, she’d already signed up to a few of the offers previously.

How Much Time Do I Need to Spend on 20cogs?

Honestly? It depends on which offers you choose. Most of the offers I’ve completed so far have the basic requirements of signing up and confirming your email address. That said, one of the offers I completed was a sign up for a survey site. The final requirement in order for the offer to validate was to complete a survey of my choice. Unfortunately, I was screened out repeatedly and spent far too much time on it.

What was the lesson here? Make sure you fill out your screening profile to ensure you receive surveys that are applicable to you, to avoid being screened out repeatedly! Once I’d done this I found a survey and completed it within less than 10 minutes. It was a low paid survey (48p), but it was an extra COG completed that has taken me up to 10 cogs so far. The cog itself earned me an extra £1 to add among larger rewards of £4.50 (Graze box trial) and £7.00 (Readly). In next week’s post, I’ll give a breakdown of all the offers I’ve completed.

How Long Will it Take to Cash Out?

Offers vary depending on the conditions. Some offers only take a few hours to change to pending (which means it’s tracked), and some take 24 hours or more. The offer will tell you how long it should take to change. If that time has passed and your offer still hasn’t changed to amber (pending), you can contact the helpdesk. You need to go to the FAQ that closely relates to your question, then raise a ticket. 

You’ll then need to wait for your offer to confirm, and you’ll need to fulfill the conditions of the offer. For example, on signing up for a free trial for Go Henry, I had to activate my daughter’s card. Now that’s done, I need to wait for the cog to turn green. 

Amber cogs take 30 days to confirm/turn green. 

With this in mind, you should be looking at approximately 1 month from the date of you completing your final cog, plus however long it takes you to work through the offers.

I’ve been completing about 4-5 per week, so I estimate it will take me approximately 2 months to cash out. However, you could complete 1-2 offers a day and get through them much quicker. 

20 Cogs – Is it Worth It? 

I’ve spent about 30 minutes to 1 hour just a couple of times each week and I’m up to 10 cogs after two weeks. Based on that, if it takes me 4 hours to make even £100, that’s well worth the hourly rate. As long as you’re organised (see tips in the previous post), it should be more than worth the few minutes you spend on it each day or week. So yes, personally I think 20 cogs IS worth it.

Update July 2020: After a hiatus, my completed cogs have turned green, however I’m yet to complete all 20 cogs. My earnings so far are at £73.50. 

20 cogs green

Get £5 Free When You Sign Up

You can sign up here and get started earning your own money on 20Cogs today. It only takes a few minutes and you’ll be on your way to gaining some extra income to put towards debt, savings, or a holiday! 

Read about my fourth week of trialling 20 cogs here. 


About Author

Miss Penny Money is a personal finance blogger on a debt-free journey to financial independence, whilst juggling a writing career and bringing up a young family on a modest budget.

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