Debt Family

Plan For Your Future but Make Each Day Count

make each day count

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This is what I’m NOT saying. I’m not saying spend all of your money as if today is your last day on this earth. We spend all of our lives, regretting mistakes, aspiring to the future, hoping everything will be better tomorrow, and we forget to make each day count. 

What I AM saying is this. Live each day for NOW. 

The thing is, we need to PLAN for our future, but enjoy TODAY. 

Life, Brought to You by an 8-Year-Old

This morning, my eldest daughter told me that she wishes she was still a younger child. I presume she meant back when it was just the two of us, back when she had my full attention. Now that my youngest daughter is growing up and therefore less dependent, the scales of attention have balanced. I can attend to their emotional needs in equal measure.

There was a time when the scales were tipped against her, when her sister was a baby and demanded most of my attention and energy. It can’t be helped, it’s nature. Or, so my mum-of-four tells me, anyway. And I think that now the balance is equal, she’s remembering all the good times and the fun we had.

We’re close again like we used to be, and that’s stirring up some fond memories for her. While this admission pulled at my heart strings a little, here’s what I told her: 

Don’t be stuck in the past, and don’t wish your life away striving for a future that’s better than today. Enjoy the present, because life is a gift. Live each day for NOW and enjoy each day, because each one is precious. Make each day count.

There’s nothing quite like an 8-year-old’s view on the world to make you philosophical for the day.

Life, Debt and Your Financial Future

You often hear people say things like “You can’t take it with you,” and “You’re only here once.” While that’s very true, we need to balance our future with our needs of today.

It’s all very well going gazelle-intense to get debt paid off, but how can you enjoy your children, your family life, if all of your time and energy is taken up with making money at every opportunity? Baby steps are literally the foundation for family life. And they don’t stay babies for long.

Why You Should Pay Off Debt and Budget For Fun

That’s why I believe a well-balanced budget is essential, together with planning time to spend with your friends and family. If you can budget right, you can keep a little money aside to use for fun. It doesn’t have to be expensive, as there are plenty of things to do for free, or very little, if you know where to find them. Such as our trip to the Natural History Museum.

Later this month I plan to buy a kite for the kids and take them up to a big hill to fly it, then take them for a bite to eat. Provided we take care of it, the expense should provide them with hours of fun on holidays or days out in windy weather. And our meal out will be budgeted for.

How? Because we have a “kids” fund, and I have a “pocket money” fund. While I’m desperate for some new runnings shoes, I want to spend time with my family. The trainers can wait.

The funds are only little, but they’re important. I’ve worked them into our budget while still paying off debt, and cut back on other stuff, because I believe spending time with my kids is an essential. It’s something I can’t get back. And while I’m their mum, they’ll always come first.

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