Money-Making Money-Saving

Money-saving goals: November 2018

Money-Saving Goals for November

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Alongside documenting my income streams, I’d like to also share my money-saving/money-making goals. Writing them down for all to see attracts a certain determination and accountability. I want to ensure I meet these goals as best as I can!

Above all, these goals need to have a SMART focus – especially when juggling them around everything else. Family, work, house, life, writing a novel (yes, I am participating in NaNoWriMo this year, too!). In order to be Specific, Measureable, Achievable, Realistic, and Timed, I’m keeping the total at a level I think is feasible.

I have a part-time job, but the hours aren’t guaranteed as it’s a casual contract based around hubby’s shift work. Some weeks attract more hours than others, so any additional income from that is more of a bonus. Therefore I’m focusing on a small goal of £150 this month, outside of part-time employment. It was £200, but on reflection I’m not sure that’s realistic, given that I’m having to carve out a couple of hours each day for some serious writing, too.

The money-saving/money-making breakdown

I’d like to think it’s do-able, and I’ve broken it down as follows:

  • £100.00 Matched betting profit. I do matched betting through Profit Accumulator. So far, I’ve got £7.95 profit, and another £14.00 or so lined up (just waiting for the bets to settle). If I keep at this regularly throughout the month, I’m fairly confident I can reach this target.
  • £25.00 Selling goods from inside the home. Our unwanted possessions can easily be another person’s treasure! I have some bits to list after clearing out my eldest’s bedroom, which I hope should go fairly quickly. Failing that, there’s always the toy box to empty, with Christmas coming up! Anything over can go towards our Christmas pot. We have a budget this year, and I won’t be using ANY credit to pay for it.
  • £20.00 Task apps/Mystery shopping. I’ve already completed one mystery shopping job this month, so only need to do two more and I’ll be there.
  • 5.00 Survey sites/apps. This was originally £10, but to be honest I don’t often get a lot of time to sit and do surveys, as I seem to be bouncing from one place to another, or one job to another, and unless I’m sitting on the sofa watching telly (rare!), it’s a difficult one for me to fit in. Especially as my latest novel is currently taking priority.

What are your money-saving/extra-income goals for November? And is it going towards debt repayment, or Christmas, or something else?

Please let me know in the comments below, I’d love to hear from you!

Click here for a round-up of money-saving tips from 30 of us Frugal Bloggers 🙂

Miss Penny Money


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