Month: July 2018

How to cut spending and pay off debt

How to cut spending and pay off debt

Saving money isn’t just about cutting back on the grocery bills or nights out. Savvy-savers and budgeters will be familiar with cutting back on regular (and irregular) expenses, but it’s surprising how many people neglect to consider these, or do consider them but never make it […]

Six Summer Snack Savers

Six Summer Snack Savers

  It’s the summer holidays! The kids are home… and they’re permanently hungry! Calls of “Please can I have an ice-cream?” and “But I’m reeeally hungry,” assault your eardrums on a daily basis, and the guilt of not having lots of delicious branded food stuffs […]

Meal Plan on a budget

Meal Plan on a budget

We’re into week 4 of our money-saving and debt-free journey, and I thought I’d share this week’s meal plan with you. Given my husband’s excessive spend last week, I’ve been desperately trying not to go shopping and have stretched my number two tip for saving […]

My debt snowball

My debt snowball

  THIS is what happens when we get credit (see below). You turn 18, and you apply for your first credit card, because that little leaflet you received through the post stroked your ego. ‘You’re officially a grown-up now! You’re working, and now you can […]

10 Ways to Save on your Supermarket Shop

10 Ways to Save on your Supermarket Shop

If you need to cut back and aren’t sure where to start, check out my Top 10 Tips below. A great starting point to help you out with your money saving challenge when it comes to your weekly food shop. Never shop when hungry! 1. […]

Trying to become debt-free – it’s not all plain sailing

Trying to become debt-free – it’s not all plain sailing

I’ve always been a huge advocate of saving money, since I first got myself into debt in my twenties (it was one of those “Hey, Miss, you’re 18 now, have a credit card and go and treat yourself to something nice!” And so it began…). […]

13 Reasons Why We Overspend

13 Reasons Why We Overspend

Budget. Like it or not, it has to be done. Things like mortgage, rent, utilities, council tax etc, are regular or fixed expenses. We know they’ll be coming out. We allocate a set amount of money to our weekly food shop, and our petrol costs. But what […]